:root {
  color-scheme: light;
  --ink: #101114;
  --muted: #626a73;
  --line: rgba(16, 17, 20, 0.12);
  --glass: rgba(255, 255, 255, 0.74);
  --white: #ffffff;
  --blue: #0077ed;
  --cyan: #27c5f5;
  --green: #21a67a;
  --rose: #ff5b74;
  --amber: #f5b84b;
  --shadow: 0 24px 80px rgba(16, 17, 20, 0.14);
}

:root[data-theme="dark"] {
  color-scheme: dark;
  --ink: #f5f7fb;
  --muted: #a4adba;
  --line: rgba(255, 255, 255, 0.14);
  --glass: rgba(27, 31, 39, 0.76);
  --white: #101114;
  --blue: #4da3ff;
  --cyan: #39d4ff;
  --green: #39c99a;
  --rose: #ff7188;
  --amber: #ffc65c;
  --shadow: 0 24px 80px rgba(0, 0, 0, 0.32);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "SF Pro Display", "Segoe UI", sans-serif;
  background: linear-gradient(180deg, rgba(242, 247, 255, 0.96) 0%, rgba(255, 255, 255, 1) 38%, rgba(246, 250, 247, 1) 100%);
  color: var(--ink);
}

:root[data-theme="dark"] body {
  background: linear-gradient(180deg, #10131a 0%, #151923 44%, #0f1714 100%);
}
a { color: inherit; text-decoration: none; }

.topbar {
  position: sticky;
  top: 0;
  z-index: 10;
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 74px;
  padding: 18px clamp(18px, 4vw, 58px);
  border-bottom: 1px solid rgba(255, 255, 255, 0.55);
  background: rgba(248, 250, 252, 0.74);
  backdrop-filter: blur(22px);
}

:root[data-theme="dark"] .topbar {
  border-bottom-color: rgba(255, 255, 255, 0.1);
  background: rgba(16, 19, 26, 0.76);
}
.brand, nav {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 14px;
  font-weight: 750;
}
.brand-mark {
  width: 24px;
  height: 24px;
  border-radius: 7px;
  background: conic-gradient(from 160deg, var(--blue), var(--cyan), var(--green), var(--amber), var(--rose), var(--blue));
  box-shadow: 0 8px 20px rgba(0, 119, 237, 0.24);
}
nav { gap: clamp(12px, 3vw, 28px); color: rgba(16, 17, 20, 0.72); }
nav a:hover { color: var(--ink); }

:root[data-theme="dark"] nav { color: rgba(245, 247, 251, 0.72); }

.theme-toggle {
  min-height: 40px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.74);
  color: var(--ink);
  font: inherit;
  font-size: 13px;
  font-weight: 850;
  padding: 0 16px;
  cursor: pointer;
}

:root[data-theme="dark"] .theme-toggle {
  background: rgba(255, 255, 255, 0.08);
}

.hero {
  min-height: calc(100vh - 64px);
  display: grid;
  grid-template-columns: minmax(0, 1.04fr) minmax(320px, 0.72fr);
  align-items: center;
  gap: clamp(32px, 6vw, 88px);
  padding: clamp(42px, 7vw, 90px) clamp(18px, 6vw, 92px);
  overflow: hidden;
}
.landing-hero {
  min-height: min(820px, calc(100vh - 64px));
}
.hero-copy { max-width: 880px; }
.eyebrow {
  margin: 0 0 14px;
  color: var(--blue);
  font-size: 12px;
  font-weight: 850;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
h1, h2, h3, p { margin-top: 0; }
h1 {
  margin-bottom: 24px;
  max-width: 920px;
  font-size: clamp(50px, 8vw, 108px);
  line-height: 0.95;
  letter-spacing: 0;
}
.lede {
  max-width: 720px;
  color: var(--muted);
  font-size: clamp(19px, 2.2vw, 27px);
  line-height: 1.35;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 34px; }
.button {
  display: inline-flex;
  min-height: 46px;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  padding: 0 22px;
  font-size: 15px;
  font-weight: 800;
  cursor: pointer;
  transition: transform 160ms ease, box-shadow 160ms ease, background 160ms ease, border-color 160ms ease;
}
.button.primary { background: var(--blue); color: var(--white); box-shadow: 0 14px 34px rgba(0, 119, 237, 0.28); }
.button.ghost { background: rgba(255, 255, 255, 0.78); border: 1px solid var(--line); }

.button:hover {
  transform: translateY(-2px);
}

.button.primary:hover {
  box-shadow: 0 20px 48px rgba(0, 119, 237, 0.36);
}

.button.ghost:hover {
  border-color: rgba(0, 119, 237, 0.36);
  box-shadow: 0 14px 34px rgba(16, 17, 20, 0.1);
}

.button:active {
  transform: translateY(0) scale(0.98);
}

:root[data-theme="dark"] .button.ghost {
  background: rgba(255, 255, 255, 0.08);
}

.hero-panel, .results-panel, .control-panel, .tool-card, .mini-tool {
  border: 1px solid rgba(255, 255, 255, 0.74);
  background: var(--glass);
  box-shadow: var(--shadow);
  backdrop-filter: blur(26px);
}
.hero-panel { min-height: 540px; border-radius: 32px; padding: 24px; transform: rotate(1.5deg); }
.preview-toolbar { display: flex; gap: 8px; }
.preview-toolbar span { width: 12px; height: 12px; border-radius: 50%; background: #d9dee6; }
.preview-metric { margin-top: 48px; }
.preview-metric span, .preview-strip span, .result-hero span, .metric-row span, .scenario-row span, .pay-breakdown span, .advanced-insight span, .mini-result span {
  display: block;
  color: var(--muted);
  font-size: 13px;
  font-weight: 750;
}
.preview-metric strong { display: block; margin-top: 8px; font-size: clamp(42px, 5vw, 72px); line-height: 1; }
.preview-chart {
  height: 210px;
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  align-items: end;
  gap: 12px;
  margin: 38px 0;
  padding: 18px;
  border-radius: 24px;
  background: linear-gradient(160deg, rgba(16, 17, 20, 0.06), rgba(255, 255, 255, 0.34));
}
.preview-chart span { border-radius: 999px 999px 10px 10px; background: linear-gradient(180deg, var(--cyan), var(--blue)); }
.preview-strip {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 18px;
  padding: 18px;
  border-radius: 22px;
  background: #101114;
  color: var(--white);
}

:root[data-theme="dark"] .preview-strip {
  background: #f5f7fb;
  color: #101114;
}
.preview-strip span { color: rgba(255, 255, 255, 0.62); }
.preview-strip strong { font-size: 32px; }

.tool-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
  padding: 0 clamp(18px, 6vw, 92px) 80px;
}
.tool-card { min-height: 230px; border-radius: 28px; padding: 28px; transition: transform 180ms ease, box-shadow 180ms ease; }
.tool-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 30px 92px rgba(16, 17, 20, 0.18);
}
.tool-icon {
  display: grid;
  width: 42px;
  height: 42px;
  place-items: center;
  border-radius: 14px;
  background: #101114;
  color: var(--white);
  font-weight: 850;
}

:root[data-theme="dark"] .tool-icon {
  background: #f5f7fb;
  color: #101114;
}
.tool-card h2 { margin: 48px 0 10px; font-size: 23px; }
.tool-link {
  display: inline-flex;
  margin-top: 18px;
  color: var(--blue);
  font-size: 13px;
  font-weight: 850;
}
.tool-card p, .section-heading p, .fine-print, .cap-note, .field-hint, .mini-result small {
  color: var(--muted);
  line-height: 1.55;
}

.tool-page {
  display: grid;
  grid-template-columns: minmax(230px, 300px) minmax(0, 1fr);
  align-items: start;
}

.context-panel {
  position: sticky;
  top: 72px;
  display: grid;
  align-content: start;
  gap: 16px;
  min-height: calc(100vh - 72px);
  padding: 34px 18px 34px clamp(18px, 3vw, 42px);
  border-right: 1px solid rgba(16, 17, 20, 0.08);
  background: linear-gradient(180deg, rgba(248, 250, 252, 0.56), rgba(255, 255, 255, 0.24));
  backdrop-filter: blur(18px);
}

:root[data-theme="dark"] .context-panel {
  border-right-color: rgba(255, 255, 255, 0.08);
  background: linear-gradient(180deg, rgba(20, 25, 34, 0.68), rgba(14, 18, 25, 0.36));
}

.context-panel h2 {
  max-width: 240px;
  font-size: 31px;
  line-height: 1.04;
}

.insight-card {
  display: grid;
  gap: 10px;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 16px;
  background: rgba(255, 255, 255, 0.6);
  box-shadow: 0 14px 46px rgba(16, 17, 20, 0.06);
}

:root[data-theme="dark"] .insight-card {
  background: rgba(255, 255, 255, 0.07);
  box-shadow: none;
}

.insight-card span {
  color: var(--muted);
  font-size: 12px;
  font-weight: 800;
  line-height: 1.45;
}

.insight-card strong {
  color: var(--ink);
  font-size: 25px;
  line-height: 1;
}

.tool-sidebar {
  position: sticky;
  top: 72px;
  display: grid;
  gap: 8px;
  min-height: calc(100vh - 72px);
  padding: 28px 16px 28px clamp(18px, 3vw, 40px);
  border-right: 1px solid rgba(16, 17, 20, 0.08);
  background: rgba(248, 250, 252, 0.44);
  backdrop-filter: blur(18px);
}

:root[data-theme="dark"] .tool-sidebar {
  background: rgba(16, 19, 26, 0.34);
}

.tool-sidebar a {
  display: flex;
  min-height: 42px;
  align-items: center;
  border-radius: 14px;
  padding: 0 12px;
  color: var(--muted);
  font-size: 13px;
  font-weight: 850;
}

.tool-sidebar a:hover,
.tool-sidebar a.selected {
  background: rgba(16, 17, 20, 0.07);
  color: var(--ink);
}

:root[data-theme="dark"] .tool-sidebar a:hover,
:root[data-theme="dark"] .tool-sidebar a.selected {
  background: rgba(255, 255, 255, 0.09);
}

.calculator-section { padding: 82px clamp(18px, 6vw, 92px); }
.page-section { padding-top: 54px; }
.paycheck-band { background: linear-gradient(180deg, rgba(241, 248, 244, 0.8), rgba(255, 255, 255, 0.94)); }
.decision-band { background: linear-gradient(180deg, rgba(249, 247, 242, 0.78), rgba(255, 255, 255, 0.94)); }

:root[data-theme="dark"] .paycheck-band,
:root[data-theme="dark"] .decision-band {
  background: linear-gradient(180deg, rgba(18, 24, 33, 0.38), rgba(13, 18, 25, 0.08));
}
.section-heading { max-width: 840px; margin-bottom: 28px; }
.section-heading h1,
.section-heading h2 { margin-bottom: 12px; font-size: clamp(34px, 5vw, 68px); line-height: 1; }
.workspace {
  display: grid;
  grid-template-columns: minmax(360px, 500px) minmax(0, 1fr);
  gap: 22px;
  align-items: start;
}
.paycheck-workspace { grid-template-columns: minmax(380px, 520px) minmax(0, 1fr); }
.control-panel, .results-panel { border-radius: 28px; padding: 28px; }
.control-panel { display: grid; gap: 18px; position: sticky; top: 82px; }
.sticky-results {
  max-height: none;
  overflow: visible;
}

label {
  display: grid;
  gap: 9px;
  color: #30343a;
  font-size: 15px;
  font-weight: 820;
}

:root[data-theme="dark"] label {
  color: #e7ecf5;
}
input, select {
  width: 100%;
  min-height: 52px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.84);
  color: var(--ink);
  font: inherit;
  font-size: 16px;
  font-weight: 760;
  padding: 0 14px;
  outline: none;
}

:root[data-theme="dark"] input,
:root[data-theme="dark"] select {
  background: rgba(255, 255, 255, 0.08);
}
button, input, select, summary { -webkit-tap-highlight-color: transparent; }
input:focus, select:focus { border-color: rgba(0, 119, 237, 0.64); box-shadow: 0 0 0 4px rgba(0, 119, 237, 0.12); }
.field-hint { display: block; margin-top: -2px; font-size: 12px; font-weight: 650; }

.money-field { position: relative; display: block; }
.money-field span {
  position: absolute;
  left: 15px;
  top: 50%;
  z-index: 1;
  color: var(--muted);
  font-weight: 900;
  transform: translateY(-50%);
}
.money-field input { padding-left: 33px; }
.inline-input {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: center;
  gap: 8px;
  color: var(--muted);
}
.inline-input select { width: 120px; }
.split-field {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 158px;
  gap: 10px;
}
.split-field .inline-input {
  grid-template-columns: minmax(0, 1fr) auto;
}
.amount-mode select { width: 118px; }
.form-grid {
  display: grid;
  gap: 14px;
}
.form-grid.two-col {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.tool-picker {
  max-width: 420px;
  margin-bottom: 22px;
}

details { border: 1px solid var(--line); border-radius: 20px; background: rgba(255, 255, 255, 0.46); }
summary {
  cursor: pointer;
  list-style: none;
  padding: 17px;
  color: #30343a;
  font-size: 14px;
  font-weight: 900;
}

:root[data-theme="dark"] details,
:root[data-theme="dark"] .metric-row div,
:root[data-theme="dark"] .scenario-row div,
:root[data-theme="dark"] .pay-breakdown div,
:root[data-theme="dark"] .advanced-insight,
:root[data-theme="dark"] .deduction-manager,
:root[data-theme="dark"] .deduction-row {
  background: rgba(255, 255, 255, 0.06);
}

:root[data-theme="dark"] summary,
:root[data-theme="dark"] .deduction-head > span {
  color: #e7ecf5;
}
summary::-webkit-details-marker { display: none; }
summary::after { content: "+"; float: right; color: var(--blue); font-size: 18px; line-height: 14px; }
details[open] summary::after { content: "-"; }
.advanced-grid { display: grid; gap: 14px; padding: 0 17px 17px; }

.result-hero { display: grid; gap: 8px; margin-bottom: 22px; }
.result-hero strong { font-size: clamp(44px, 6vw, 86px); line-height: 0.95; }
.result-hero small { color: var(--muted); font-weight: 750; }
.metric-row, .scenario-row, .pay-breakdown {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
}
.metric-row div, .scenario-row div, .pay-breakdown div, .advanced-insight {
  min-height: 98px;
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 16px;
  background: rgba(255, 255, 255, 0.58);
}
.metric-row strong, .scenario-row strong, .pay-breakdown strong, .advanced-insight strong {
  display: block;
  margin-top: 10px;
  font-size: 23px;
  overflow-wrap: anywhere;
}

.payment-detail-row {
  margin-top: 12px;
}

.monthly-payment-row {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin-bottom: 18px;
}

.optional-mortgage-row {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  margin-top: 12px;
}

.hover-card {
  position: relative;
}

.hover-card small {
  display: block;
  margin-top: 8px;
  color: var(--muted);
  font-size: 12px;
  font-weight: 800;
}

.hover-popover {
  position: absolute;
  left: 16px;
  right: 16px;
  bottom: calc(100% + 10px);
  z-index: 5;
  opacity: 0;
  pointer-events: none;
  transform: translateY(6px);
  transition: opacity 140ms ease, transform 140ms ease;
  border: 1px solid rgba(255, 255, 255, 0.78);
  border-radius: 16px;
  padding: 12px;
  background: rgba(16, 17, 20, 0.92);
  color: var(--white);
  box-shadow: 0 18px 50px rgba(16, 17, 20, 0.2);
  backdrop-filter: blur(18px);
  min-height: auto !important;
  display: block !important;
}

.hover-card:hover .hover-popover {
  opacity: 1;
  transform: translateY(0);
}

.hover-popover strong,
.hover-popover span {
  display: block;
}

.hover-popover strong {
  margin: 0 0 8px;
  color: #ffffff;
  font-size: 13px;
}

.hover-popover span {
  margin-top: 4px;
  color: rgba(255, 255, 255, 0.72);
  font-size: 12px;
  font-weight: 750;
}

.pmi-warning {
  margin: -4px 0 18px;
  border: 1px solid rgba(255, 91, 116, 0.34);
  border-radius: 16px;
  padding: 12px 14px;
  background: rgba(255, 91, 116, 0.1);
  color: var(--rose);
  font-size: 13px;
  font-weight: 900;
}

.chart-wrap { position: relative; margin: 22px 0; }
canvas {
  display: block;
  width: 100%;
  height: auto;
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.54);
}
.chart-tooltip {
  position: absolute;
  z-index: 2;
  min-width: 178px;
  pointer-events: none;
  opacity: 0;
  transform: translate(-50%, calc(-100% - 12px));
  transition: opacity 140ms ease;
  border: 1px solid rgba(255, 255, 255, 0.8);
  border-radius: 16px;
  padding: 12px;
  background: rgba(16, 17, 20, 0.9);
  color: var(--white);
  box-shadow: 0 18px 48px rgba(16, 17, 20, 0.22);
  backdrop-filter: blur(18px);
}
.chart-tooltip.visible { opacity: 1; }
.chart-tooltip strong, .chart-tooltip span { display: block; }
.chart-tooltip strong { margin-bottom: 8px; font-size: 13px; }
.chart-tooltip span { color: rgba(255, 255, 255, 0.72); font-size: 12px; font-weight: 700; line-height: 1.5; }
.advanced-output { margin-top: 10px; }
.advanced-output .advanced-insight, .advanced-output .scenario-row { margin: 0 17px 17px; }

.frequency-tabs { display: grid; grid-template-columns: repeat(5, 1fr); gap: 8px; margin-bottom: 22px; }
.frequency-tabs button, .segmented button, .add-deduction, .remove-deduction {
  min-height: 44px;
  border: 1px solid var(--line);
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.74);
  color: var(--muted);
  font: inherit;
  font-size: 13px;
  font-weight: 850;
  cursor: pointer;
}
.frequency-tabs button.selected, .segmented button.selected { background: #101114; color: var(--white); }

:root[data-theme="dark"] .frequency-tabs button,
:root[data-theme="dark"] .segmented button,
:root[data-theme="dark"] .remove-deduction {
  background: rgba(255, 255, 255, 0.08);
}

:root[data-theme="dark"] .frequency-tabs button.selected,
:root[data-theme="dark"] .segmented button.selected {
  background: #f5f7fb;
  color: #101114;
}
.pay-breakdown { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.paycheck-lines {
  grid-template-columns: 1fr;
  margin-bottom: 16px;
}

.paycheck-lines > div {
  min-height: 76px;
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  align-items: center;
  gap: 14px;
}

.paycheck-lines strong {
  margin-top: 0;
}

.paycheck-lines > .hover-card small {
  grid-column: 1 / -1;
  margin-top: -10px;
}

.deduction-summary {
  display: grid;
  gap: 12px;
  margin-bottom: 20px;
}

.deduction-summary .metric-row {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.deduction-total {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 16px;
  background: rgba(255, 255, 255, 0.58);
}

:root[data-theme="dark"] .deduction-total {
  background: rgba(255, 255, 255, 0.06);
}

.deduction-total span {
  color: var(--muted);
  font-size: 13px;
  font-weight: 800;
}

.deduction-total strong {
  font-size: 25px;
}

.paycheck-chart-wrap {
  margin-top: 26px;
}
.segmented { display: grid; grid-template-columns: 1fr 1fr; gap: 8px; }

.deduction-manager {
  display: grid;
  gap: 13px;
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: 17px;
  background: rgba(255, 255, 255, 0.44);
}
.deduction-head > span { color: #30343a; font-size: 14px; font-weight: 900; }
.deduction-composer { display: grid; gap: 9px; }
.add-deduction { background: var(--blue); color: var(--white); border-color: transparent; }
.deduction-list { display: grid; gap: 8px; }
.deduction-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 9px;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 12px;
  background: rgba(255, 255, 255, 0.7);
}
.deduction-meta { display: flex; align-items: start; justify-content: space-between; gap: 10px; }
.deduction-meta strong { display: block; font-size: 14px; }
.deduction-meta span { display: block; margin-top: 3px; color: var(--muted); font-size: 12px; font-weight: 800; }
.deduction-controls { display: grid; grid-template-columns: minmax(0, 1fr) auto; gap: 8px; }
.remove-deduction { min-width: 42px; padding: 0 13px; color: var(--rose); }
.mode-pill {
  display: grid;
  min-height: 52px;
  place-items: center;
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 0 10px;
  color: var(--muted);
  font-size: 12px;
  font-weight: 900;
  white-space: nowrap;
}
.form-error { min-height: 16px; margin: 0; color: var(--rose); font-size: 12px; font-weight: 800; }
.is-hidden { display: none !important; }
.fine-print, .cap-note { margin: 10px 0 0; font-size: 12px; }
.cap-note { color: #3d6d5c; font-weight: 800; }
.location-warning {
  color: #8a5b11;
  font-weight: 850;
}

.decision-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 22px;
}
.mini-tool {
  display: grid;
  grid-template-columns: minmax(280px, 0.82fr) minmax(240px, 0.7fr);
  align-items: start;
  gap: 18px;
  border-radius: 28px;
  padding: 24px;
}
.mini-tool form { display: grid; gap: 14px; }
.mini-tool h3 { margin-bottom: 4px; font-size: 28px; }
.mini-result {
  position: sticky;
  top: 86px;
  min-height: 240px;
  border-radius: 24px;
  padding: 22px;
  background: #101114;
  color: var(--white);
}

:root[data-theme="dark"] .mini-result {
  background: linear-gradient(150deg, rgba(33, 39, 52, 0.96), rgba(17, 22, 31, 0.98));
  color: #f5f7fb;
}

:root[data-theme="dark"] .mini-result span,
:root[data-theme="dark"] .mini-result small {
  color: rgba(245, 247, 251, 0.68);
}

.planning-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 22px;
}

.planning-stack {
  display: grid;
  gap: 22px;
}

.planning-tool {
  display: none;
}

.planning-tool.selected {
  display: grid;
}

.vertical-tool {
  grid-template-columns: 1fr;
}
.mini-result span { color: rgba(255, 255, 255, 0.66); }
.mini-result strong { display: block; margin: 16px 0 10px; font-size: clamp(32px, 4vw, 58px); line-height: 0.95; overflow-wrap: anywhere; }
.mini-result small { color: rgba(255, 255, 255, 0.64); font-weight: 700; }

.dashboard-result {
  display: grid;
  gap: 14px;
}

.compact-metrics {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
}

.compact-metrics div {
  border: 1px solid rgba(255, 255, 255, 0.16);
  border-radius: 16px;
  padding: 12px;
  background: rgba(255, 255, 255, 0.08);
}

.compact-metrics span {
  display: block;
  margin-bottom: 8px;
  color: rgba(255, 255, 255, 0.62);
  font-size: 11px;
  font-weight: 850;
}

.compact-metrics b {
  color: var(--white);
  font-size: 18px;
}

:root[data-theme="dark"] .compact-metrics div {
  border-color: rgba(255, 255, 255, 0.14);
  background: rgba(255, 255, 255, 0.07);
}

:root[data-theme="dark"] .compact-metrics span {
  color: rgba(245, 247, 251, 0.62);
}

:root[data-theme="dark"] .compact-metrics b {
  color: #f5f7fb;
}

.portfolio-workspace {
  grid-template-columns: minmax(380px, 520px) minmax(0, 1fr);
}

.portfolio-panel {
  gap: 16px;
}

.portfolio-actions {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}

.portfolio-actions .button {
  min-height: 54px;
}

.portfolio-rows {
  display: grid;
  gap: 12px;
}

.portfolio-row {
  display: grid;
  grid-template-columns: 0.75fr 0.75fr 0.9fr 44px;
  gap: 9px;
  align-items: end;
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 12px;
  background: rgba(255, 255, 255, 0.58);
}

:root[data-theme="dark"] .portfolio-row {
  background: rgba(255, 255, 255, 0.06);
}

.portfolio-row label {
  gap: 6px;
  font-size: 12px;
}

.portfolio-row input {
  min-height: 44px;
  border-radius: 13px;
  font-size: 15px;
}

.portfolio-row .remove-deduction {
  min-height: 44px;
}

.portfolio-dashboard {
  display: grid;
  gap: 18px;
}

.portfolio-layout {
  display: grid;
  grid-template-columns: minmax(250px, 0.9fr) minmax(220px, 0.7fr);
  gap: 18px;
  align-items: center;
}

.portfolio-chart-wrap {
  position: relative;
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 14px;
  background: rgba(255, 255, 255, 0.42);
}

:root[data-theme="dark"] .portfolio-chart-wrap {
  background: rgba(255, 255, 255, 0.06);
}

.allocation-list {
  display: grid;
  gap: 10px;
}

.allocation-item {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr) auto;
  align-items: center;
  gap: 10px;
  border: 1px solid var(--line);
  border-radius: 16px;
  padding: 12px;
  background: rgba(255, 255, 255, 0.48);
}

:root[data-theme="dark"] .allocation-item {
  background: rgba(255, 255, 255, 0.06);
}

.allocation-swatch {
  width: 12px;
  height: 28px;
  border-radius: 999px;
}

.allocation-item strong,
.allocation-item span {
  display: block;
}

.allocation-item strong {
  font-size: 14px;
}

.allocation-item span,
.allocation-item small {
  color: var(--muted);
  font-size: 12px;
  font-weight: 800;
}

.decision-launcher {
  display: grid;
  gap: 24px;
  max-width: 960px;
}

.compact-tool-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
  padding: 0;
}

.focus-tool {
  max-width: 1080px;
}

.education-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.education-hero {
  display: grid;
  grid-template-columns: minmax(0, 0.95fr) minmax(320px, 0.72fr);
  gap: clamp(24px, 5vw, 58px);
  align-items: center;
  margin-bottom: 34px;
}

.education-hero h1 {
  font-size: clamp(46px, 7vw, 92px);
}

.education-hero img,
.lesson-card img,
.article-image {
  display: block;
  width: 100%;
  object-fit: cover;
}

.education-hero img {
  height: clamp(320px, 42vw, 560px);
  border-radius: 30px;
  box-shadow: var(--shadow);
}

.lesson-card,
.lesson-panel {
  border: 1px solid rgba(255, 255, 255, 0.74);
  background: var(--glass);
  box-shadow: var(--shadow);
  backdrop-filter: blur(26px);
}

.lesson-card {
  min-height: 320px;
  border-radius: 28px;
  overflow: hidden;
  transition: transform 180ms ease, box-shadow 180ms ease;
}

.lesson-card img {
  height: 190px;
}

.lesson-card-content {
  padding: 24px;
}

.lesson-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 30px 92px rgba(16, 17, 20, 0.18);
}

.lesson-card span {
  color: var(--blue);
  font-size: 12px;
  font-weight: 900;
}

.lesson-card h2 {
  margin: 20px 0 12px;
  font-size: 30px;
}

.lesson-card p,
.lesson-panel p {
  color: var(--muted);
  line-height: 1.65;
}

.article-layout {
  display: grid;
  grid-template-columns: minmax(230px, 300px) minmax(0, 1fr);
  align-items: start;
}

.lesson-panel {
  margin: 54px clamp(18px, 6vw, 92px) 82px;
  max-width: 1020px;
  border-radius: 30px;
  padding: clamp(28px, 5vw, 58px);
}

.lesson-panel h1 {
  font-size: clamp(42px, 6vw, 78px);
}

.lesson-panel h2 {
  margin-top: 30px;
  font-size: 28px;
}

.callout {
  margin-top: 30px;
  border: 1px solid rgba(0, 119, 237, 0.18);
  border-radius: 22px;
  padding: 20px;
  background: rgba(0, 119, 237, 0.08);
  color: var(--ink);
  font-weight: 850;
  line-height: 1.5;
}

.article-image {
  height: clamp(280px, 36vw, 430px);
  margin: 8px 0 30px;
  border-radius: 26px;
  box-shadow: 0 22px 70px rgba(16, 17, 20, 0.16);
}

.article-section {
  margin-top: 34px;
  border-top: 1px solid var(--line);
  padding-top: 30px;
}

.article-section:first-of-type {
  border-top: 0;
  padding-top: 0;
}

.rule-grid,
.principle-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
  margin: 20px 0 8px;
}

.principle-grid {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.rule-card,
.principle-card,
.number-card {
  border: 1px solid var(--line);
  border-radius: 20px;
  padding: 18px;
  background: rgba(255, 255, 255, 0.56);
}

:root[data-theme="dark"] .rule-card,
:root[data-theme="dark"] .principle-card,
:root[data-theme="dark"] .number-card {
  background: rgba(255, 255, 255, 0.06);
}

.rule-card span,
.principle-card span,
.number-card span {
  display: block;
  color: var(--blue);
  font-size: 12px;
  font-weight: 900;
  text-transform: uppercase;
}

.rule-card strong,
.principle-card strong,
.number-card strong {
  display: block;
  margin: 10px 0 8px;
  color: var(--ink);
  font-size: 24px;
  line-height: 1.05;
}

.rule-card p,
.principle-card p,
.number-card p {
  margin: 0;
}

.tip-list {
  display: grid;
  gap: 12px;
  margin: 20px 0 0;
  padding: 0;
  list-style: none;
}

.tip-list li {
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 16px;
  background: rgba(255, 255, 255, 0.48);
  color: var(--muted);
  font-weight: 760;
  line-height: 1.55;
}

:root[data-theme="dark"] .tip-list li {
  background: rgba(255, 255, 255, 0.06);
}

.tip-list strong {
  color: var(--ink);
}

.number-strip {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 12px;
  margin: 22px 0;
}

.number-card strong {
  font-size: 28px;
}

.source-note {
  margin-top: 34px;
  border-top: 1px solid var(--line);
  padding-top: 18px;
  color: var(--muted);
  font-size: 12px;
  font-weight: 750;
  line-height: 1.6;
}

.source-note a {
  color: var(--blue);
  font-weight: 900;
}

.calc-link-row {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}

.site-footer {
  display: grid;
  grid-template-columns: minmax(260px, 0.7fr) minmax(0, 1fr);
  gap: 28px;
  border-top: 1px solid var(--line);
  padding: 34px clamp(18px, 6vw, 92px);
  background: rgba(255, 255, 255, 0.48);
}

:root[data-theme="dark"] .site-footer {
  background: rgba(255, 255, 255, 0.04);
}

.site-footer p {
  max-width: 520px;
  margin: 12px 0 0;
  color: var(--muted);
  font-size: 13px;
  font-weight: 720;
  line-height: 1.55;
}

.footer-brand {
  justify-content: flex-start;
}

.footer-disclaimer {
  font-size: 12px !important;
}

.site-footer nav {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 12px 20px;
  color: var(--muted);
}

.site-footer nav a {
  font-size: 13px;
  font-weight: 850;
}

.legal-page {
  max-width: 980px;
  margin: 0 auto;
  padding: 58px clamp(18px, 6vw, 92px) 82px;
}

.legal-panel {
  border: 1px solid rgba(255, 255, 255, 0.74);
  border-radius: 30px;
  padding: clamp(28px, 5vw, 58px);
  background: var(--glass);
  box-shadow: var(--shadow);
  backdrop-filter: blur(26px);
}

.legal-panel h1 {
  font-size: clamp(42px, 6vw, 78px);
}

.legal-panel h2 {
  margin-top: 34px;
  font-size: 26px;
}

.legal-panel p,
.legal-panel li {
  color: var(--muted);
  font-size: 16px;
  line-height: 1.65;
}

.legal-panel a {
  color: var(--blue);
  font-weight: 850;
}

.empty-state,
.research-card {
  border: 1px solid var(--line);
  border-radius: 18px;
  padding: 16px;
  background: rgba(255, 255, 255, 0.52);
  color: var(--muted);
  font-size: 13px;
  font-weight: 800;
  line-height: 1.5;
}

:root[data-theme="dark"] .empty-state,
:root[data-theme="dark"] .research-card {
  background: rgba(255, 255, 255, 0.06);
}

.research-card span,
.research-card strong,
.research-card p {
  display: block;
}

.research-card span {
  color: var(--blue);
  font-size: 11px;
  font-weight: 900;
  text-transform: uppercase;
}

.research-card strong {
  margin: 7px 0;
  color: var(--ink);
  font-size: 18px;
}

.research-card p {
  margin: 0;
}

@media (max-width: 1120px) {
  .tool-grid, .decision-grid, .mini-tool, .planning-grid, .education-grid, .education-hero, .rule-grid, .principle-grid, .number-strip, .site-footer { grid-template-columns: 1fr 1fr; }
  .tool-page, .article-layout { grid-template-columns: 1fr; }
  .context-panel {
    position: static;
    min-height: 0;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    padding: 18px clamp(18px, 6vw, 92px);
    border-right: 0;
    border-bottom: 1px solid rgba(16, 17, 20, 0.08);
  }
  .context-panel h2 { max-width: none; }
  .tool-sidebar {
    position: static;
    min-height: 0;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    padding: 14px clamp(18px, 6vw, 92px);
    border-right: 0;
    border-bottom: 1px solid rgba(16, 17, 20, 0.08);
  }
  .workspace, .paycheck-workspace, .portfolio-workspace, .portfolio-layout { grid-template-columns: 1fr; }
  .control-panel { position: static; }
  .sticky-results { position: static; max-height: none; }
  .lesson-panel { margin-top: 28px; }
}

@media (max-width: 780px) {
  .topbar { align-items: flex-start; flex-direction: column; gap: 14px; }
  nav { width: 100%; justify-content: space-between; overflow-x: auto; padding-bottom: 3px; }
  .hero, .tool-grid, .decision-grid, .mini-tool, .tool-sidebar, .context-panel, .planning-grid, .form-grid.two-col, .compact-metrics, .portfolio-row, .portfolio-actions, .compact-tool-grid, .education-grid, .education-hero, .rule-grid, .principle-grid, .number-strip, .site-footer { grid-template-columns: 1fr; }
  .site-footer nav { justify-content: flex-start; }
  .hero { min-height: auto; }
  .hero-panel { min-height: 430px; transform: none; }
  h1 { font-size: 48px; }
  .metric-row, .scenario-row, .pay-breakdown, .frequency-tabs, .advanced-output .scenario-row, .split-field { grid-template-columns: 1fr; }
  .calculator-section { padding-top: 58px; padding-bottom: 58px; }
  .mini-result { position: static; }
}